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Purchasing a new home is a huge investment and one that is not made lightly. It can seem overwhelming as you spend hours a day hunting for your dream property, which is why it is important to consider some important details as early on as possible. This will help tremendously with the house hunting and purchasing process, and significantly narrow down your options. It will also reduce the risk of pitfalls and committing to the wrong property.
Here are some top things you need to consider when purchasing a new property.
What is your maximum budget? Before you set out to purchase any property, you must sit down and have a complete review of your finances. You will need to know exactly how much you can afford and are willing to spend on a property. You must also consider all the other costs that are associated with buying a property, for example, the mortgage payments and insurances. Do you also need money to furnish the property once you have purchased it? Or clean it, make renovations or repairs to it?
If you are looking to renovate a new property, so you can transform it into your own dream home, you instead may benefit from a house and land package which can be much more cost efficient.
Understanding the costs that are involved, and your maximum spending amount, you can make sure you only search and view properties within your means.
There are many things you need to consider when picking a location when purchasing a property. This is because you may have found a nice property, in a nice town, but does it suit your lifestyle? It is important to think about how close the property is to your work? How busy are the roads for your commute? How close is public transport? Where will your children go to school? Will you be able to see your friends and family as often as you like? Are there local amenities nearby that you can enjoy? Are the neighbors friendly? What is the crime rate like? What is the noise like at night, from local pubs and busy roads? Answering these questions will help you make the right decision.
When investing in a new property, it is important to consider the space that you will need now, and in the future. It can often be hard to think ahead, but if you are planning on raising a family, then you may consider a property with more than one bedroom. If you want to bring pets into the property, you will need to check there is enough outside space for them to roam around. If you are going to be working from home, is there enough space for you to set up a home office in a spare room, or the garden? How many bathrooms would you like to have?
Understanding both your wants, and your needs, before you start looking at property to purchase, can significantly help make the process much easier, and efficient in an already stressful situation. It will also help you rule out whether buying is the best option for you now, or whether you will build a home, or continue renting for the time being.
If you have money invested in the stock market, you’re probably aware of the recent ups and downs. Money that seemed to be expanding rapidly just a few months ago can vanish overnight. Real estate investing provides a tangible asset that can be tracked to make up for this lack of stability and security.
Despite the benefits and generally lower risks, not all real estate investments are made equal. Diversify your portfolio across real estate, commodities, stocks, and more to reduce overall portfolio risk and assure consistent growth.
Increased Cash Flow Yields
Many retirees haven’t saved enough to be able to rely entirely on bonds that are yielding 4 percent or on equities that are paying out 0 percent to 3 percent yearly dividends, respectively. In contrast, real estate investments typically generate annual cash flows of 8-12 percent plus, representing a significant increase in value.
Consider the case of a guy who requires an additional $2,000 in cash flow each month. If they exclusively invest in bonds with a yield of 4 percent, they would need to invest a total of $600,000 in bonds. Alternatively, they could invest $200,000 to $300,000 in commercial real estate and meet their monthly income target in that way.
Pay Down Debt
When you take out a loan to purchase rental homes, you need to make a monthly mortgage payment. As the mortgage is paid down, equity in the house grows over time.
As the value of property increases and the mortgage balance decreases, you can refinance our properties by returning to either your present lender or a new one. As time goes on, the property’s rental income will gradually reduce the amount of the new, higher mortgage payment. To maximize your investment, make sure you engage with a specialist Real Estate Broker to ensure you get the right property at the right price to avoid damage to your portfolio.
Real Estate is A Tangible Asset
Intangible assets like stocks and bonds yield just a piece of paper as proof of investment. You don’t own anything. If the stock market crashes, your paper may be worthless.
Real estate is a tangible asset. Values fluctuate throughout time, and there’s no assurance they won’t fall, but tangible assets are worth something. If you need to exit the investment, you still have a property to sell.
It takes longer to sell a tangible asset since you have to negotiate with a buyer and go through the formalities. But, you will still get your money back and possibly a capital gain if all goes according to plan.
Tax Benefits
Investing in real estate that you live in gets you minor deductions. Most homeowners don’t itemize, so they can’t save on real estate. But even if you do, you can still usually only deduct property taxes and mortgage interest.
Real estate ownership is a business, not just an investment. The IRS permits you to deduct numerous expenses exactly like a brick-and-mortar store. It is possible to remove the costs related to the property (such as buying a laptop or going to the property) from your taxes.
Investing in property has many benefits. The first is that it can provide you with a steady income stream, as well as the potential for capital appreciation.
If you are looking to invest your money wisely, then real estate investing might be perfect for you!
This blog post will discuss what investing in property entails and how it can help take care of your financial future.
A real estate investment property is a residential or commercial property that an investor purchases to make money.
Money can be made through rental income, selling the property for more than what they paid, or by renovating it and flipping it. The owner of the investment property can be either a private individual or company.
One of the most common ways to invest in real estate is by purchasing a single-family home and renting it out to tenants for income. The value of this type of property will depend on location, size, condition, and amenities offered such as a pool or garage.
If you live in an area where there are plenty of renters looking for housing, then your chances for success with this type of investment are high so long as you get good tenants who pay promptly.
Multi-unit buildings are another type of building you can invest in. They can be either apartments or commercial spaces consisting of multiple units that rent to different tenants.
Commercial spaces are assessed based on the income they generate, while apartments are usually more expensive to purchase but less costly for maintenance and upkeep of the property.
If you have a strict budget, it will be much easier to stay within your limits. This doesn’t mean you should ignore homes a little outside of your budget.
If there are properties out of your price range that look promising, ask the seller for more information. Find out how much similar properties are selling for in your area.
It’s important to have a look at the history of sale prices in an area over time so you can get an idea of whether or not property values will continue increasing or decreasing.
This is pretty easy if there is good data available online because all houses sold within certain date ranges let their previous owners put information about purchase price publicly on websites like Zillow.
It’s really important to have this information because it tells you if the area is going up in value or down. If there are properties on sale for less than what they were bought for, that means values are dropping and not likely to go back up anytime soon – which isn’t good news!
Similarly, if prices start increasing rapidly after having been at their lowest point recently then that might be an indication of over-inflated property prices so take note of how quickly things changed before deciding whether or not you want to invest your money.
You might want to look into whether or not a property has been renovated recently and how much work needs to be done.
This can be useful for finding out more about what kinds of things might need maintenance down the road and gives an idea of whether or not renovations will increase your investment return.
It’s also important not to get too excited by properties in bad shape because while they might save you some money upfront. This is because any work done, could easily cost more than what the current value of this property is, which means you’re losing out!
A home inspection is a thorough examination of the condition of the property. It includes an exterior inspection as well as an interior inspection. The inspections are done with a professional eye and are very thorough.
A home inspection can also help you avoid costly surprises. It provides you with the opportunity to inspect the general condition of your potential property.
This includes a close look at what could be under the floor, in the attic, or the basement. The home inspector will also lead you through your potential purchase and look for any issues that could damage or devalue your investment.
The inspector will look at anything from a structure’s foundation, roof, plumbing, electrical system, and also the functionality of items such as windows and doors. This is not only to ensure the structural integrity of the property but also to identify any safety concerns or risks associated with living in the space.
Finding a trusted real estate agents is an important step in buying an investment property. There are many agents to choose from, so you must know what to look for when interviewing agents.
Key questions you’ll want to ask include:
For new and existing real estate investors alike, an online membership where you can learn how to build cashflow from real estate assets to empower generational wealth and join an online community for support and guidance.
Online Access to:
Being a new real estate investor is an exciting path for you to take. It’s a chance to learn new knowledge and increase your earnings over time.
If you’re considering getting involved with this line of work then it’s wise to review some advice for new real estate investors that can help you succeed. It won’t be long before you’re not only feeling more motivated to get started but know what direction you want to head and have the right tools to get you off on the right foot.
One piece of advice for new real estate investors is that you should treat it as a business. Although it may be your “hobby” or side gig initially, you should always view investing in real estate as a business matter. For instance, you should have and follow a business plan that includes a timeline, goals, and where you see yourself in five and ten years from now. Know what resources and money you’ll need to get started and how you’ll go about running your new business.
There are many directions you can head and go when it comes to real estate and investing in it. Therefore, it’s wise to sit down and reflect and determine your plan of action going forward. For example, decide if you want to rent out apartment complexes or single-family homes or if you prefer to build new Construction in residential areas. Find the best areas to look for and invest or build new properties and the benefits of certain locations. Also, get your finances in order by checking your credit report and finding a good bank or mortgage broker.
Another piece of advice for new real estate investors is to work on always gaining new knowledge. You should be looking for ways to educate yourself about real estate investing and what it takes to succeed. Spend time reading about real estate investing and review practical tips and guides for buying, flipping, selling, and renting investment properties. There’s an abundance of free information and courses online for you to choose from. Make sure you’re keeping up with the latest techniques and don’t fall into the trap of making money fast.
For new and existing real estate investors alike, we have built an online community and assets where you can learn how to build cashflow from real estate assets to empower generational wealth.
You’ll have instant access to different money making techniques, selling tips, how to negotiate effectively, software that will help to you increase the profits from a buy-refurbish-sell (known as a flipping strategy). Plus more depending on the plan.
You can also succeed and be a better real estate investor by learning from the best. It may be useful to find a mentor who can help guide you to making wise choices as you get started. Talk with other investors about local real estate and network with lenders, other investors, and repair service providers to help you build a team of people who can support you and get you on the right path. There may also be local community groups or clubs you can join to meet other investors and learn tips from them.
This advice for new real estate investors is sure to get you thinking along the right lines so you can find success in this area. If real estate is a passion of yours and you’re willing to put in the hard work it’ll take to succeed then go for it and don’t look back.
An investment property can bring you a steady income, and owning multiple properties is even better. However, an investment property can also become a drain on your finances and your time. There can come a point where a property that you own is no longer worth keeping. Knowing “when to fold’em” is as wise an investment strategy as anything else, even for practiced and dedicated real estate developers like Paul Ognibene. You can only make d with the potential that’s there, after all.
However, you need to know when to make the decision to sell and the best way to go about selling your property. If you have an investment property that you’re thinking about selling, there are a few factors to think about before you make a decision. Here are some of the things to consider that will help.
Know What It Takes to Sell
Before you sell a property, consider whether you have the time to put into making the sale and what it will take. How much is it going to cost you to sell the property, and how long is it going to take you? Of course, you can get help from a professional service like the one found at https://www.camijoneshomes.com/selling/. You don’t have to do all of the selling alone, making it a lot easier to take care of all of the essential tasks. But it can be time-consuming so you need to be prepared.
Assess the Finances
When it comes to investment properties, finances are the most important part. Whether you’re making money from the property or not is going to be a huge factor in whether it’s worth keeping. Of course, there’s another factor too. You might only be breaking even now, but you could make a good profit when you decide to sell later. If your income is less than your outcome, it’s most likely not a great investment. You might be able to make a change by raising the rent or cutting expenses, but it’s not always possible.
Consider the Work Required
Something that will often lead investors to sell their property is the amount of work required for its upkeep. If you’re having to put a lot of time and money into maintaining a property, it’s likely that it’s not a great investment anymore. Of course, that can also make it more difficult to sell. Many investors and landlords make use of property management companies if they’re finding it too much work to maintain their properties. It might cost more money, but it can save you time.
Are You Ready to Cash In?
An investment property can be a good investment in two ways. It can give you long-term income and you can also sell it to make a profit. If you owned a property for a while or there’s a boom in the market, it could be time to sell up and cash in on your initial investment. Of course, deciding on the right time to sell isn’t always easy, so it’s important to take some time to research and find out whether you’re going to make a profit.
When the time comes to let go of an investment property, make sure you’re doing it for the right reasons.
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Before getting into this podcast episode I just wanted to have a chat about the apparent shift in mentality that the Generation Y and Z have to working a 9-5. Now we have the Millennials (Gen Y’s) who are so insightful as to how some corporations work and why they don’t want to work for them.
I found this to be the case when I was tutoring in the homes of children, young adults and undergraduate business studies students mainly in the City of Westminster. Now anyone who knows Westminster in London knows that it is the richest local authority in the entire country. It is where the Parliament is and Harrods and Selfridges where I worked part time in the 90s while studying.
The City of Westminster is where I have worked for corporations, planned events, studied for a Master of Business Administration. So when these insightful students I was tutoring in the City of Westminster from all over the world suggested that they would never work for large corporations this kind of took me aback plus they knew things that only rich parents would instil in their children. It reminded me of what Robert Kiyosaki said in his books when I talked to them.
Then I had a conversation with my nephew a Gen Z and he said while on a tablet watching YouTube or playing a game that – work (a J.O.B – Just, Over, Broke) meaning a 9-5 is soul destroying I want to repeat that “soul destroying” – now that really took me aback. How can a boy who has never entered the world of work know that working this way was soul destroying? Had you watched the film with Dolly Parton – Working 9-5 or read the lyrics to the song 9-5? May be or may be not, but it is something to ponder as the Pandemic and the way of working and earning a living has caused several Paradigm shifts.
Let me just read some of the lyrics sang by Dolly Parton 9-5 “Working 9 to 5, what a way to make a living. Barely gettin’ by, it’s all taking and no giving. They just use your mind and they never give you credit” – so true, right! I mean music is an enlightenment, I have said it before in a previous podcast when I mention about giving my thought leadership at Leaders First conference part of Entrepreneurs 2012 – the lyrics of artists like Beyonce and Mary J Blige have helped me move forward in my business. Let me have your thoughts about how you use music to take action and progress by going to empowerbusinessshow.com and leaving a voice mail or email info@empowerbusinessshow.com.
Now back to this episode on Passive Income Strategies…
If you’ve been looking for ways of generating passive income, the Live Webinar and Discussion Passive Income Strategies will provide you with many different options. Some of the opportunities will require start-up capital while other options will only require your time and effort.
Whether you want to be able to free yourself from the daily grind and still generate a full-time income, or you just want more time to spend with friends and family or perhaps traveling the world, passive income is the key!
Passive Income is any income that requires little or no ongoing work to maintain. Ideally, your passive income businesses will require absolutely no work to maintain, but occasionally you can increase your income by expanding on your passive income channels, or by combining more than one.
You can always outsource these tasks and eliminate them from your own schedule as well.
This online session will show you the top tips and strategies for creating streams of passive income so you can enjoy true financial freedom. Visit empowerbusinessclub.eventbrite.com to find out about the Passive Income Strategies live webinar and discussion event
Topics covered in this live webinar & discussion include:
Sell Your Knowledge
Property Rentals
Paid Ads & Affiliate Marketing
High-Yield CDs
Peer-To-Peer Lender
Dividend-Yielding Stocks
Save, Save, Save!
Invest in an REIT
Build a Bond Ladderh
Rent Your Free Space
Visit empowerbusinessclub.eventbrite.com to find out about the Passive Income Strategies live webinar and discussion event
All attendees will be emailed the Passive Income Strategies eBook to…
…Find out how you can create “set & forget” businesses that will run like clockwork, generating income day after day! These are true passive income opportunities that you don’t want to miss out on!
…Learn how you can easily grow your passive income channels with minimal effort and skyrocket your income with evergreen business strategies!
…Discover the easiest, lowest-risk, passive income opportunities that you NEED to get involved in! These are the top earning platforms of them all! Avoid the gimmicks and focus on proven money-makers!
…Create “money-hubs” that allow you to experience true financial freedom so you can spend more time doing the things you love and less time in the office!
…And much more
Visit empowerbusinessclub.eventbrite.com to find out about the Passive Income Strategies live webinar and discussion event or empowerbusinessclub.com for more information.
Ideally, your passive income businesses will require absolutely no work to maintain, but occasionally you can increase your income by expanding on your passive income channels, or by combining more than one.
If you’ve been looking for ways of generating passive income, this special report will provide you with many different options.
Some of the opportunities will require start-up capital while other options will only require your time and effort.
Luxury Realtors is showcasing award-winning luxury real estate developments for homes and investments worldwide with a strategic focus on Cyprus for its combination of high quality of life, ease of doing business and investment incentives. Find out more at luxuryrealtors.xyz/cyprus
For new and existing real estate investors alike, we have built an online community and assets where you can learn how to build cashflow from real estate assets to empower generational wealth.
You’ll have instant access to different money making techniques, selling tips, how to negotiate effectively, software that will help to you increase the profits from a buy-refurbish-sell (known as a flipping strategy). Plus more depending on the plan. Learn more at realassets.biz
Investing in real estate can be incredibly lucrative, but to succeed, you have to be able to make the right calls at the right time. If you’re looking to sell an investment property, and you’re hoping for a swift sale, this guide is packed with tips.
Marketing
If you have a property ready for sale, it’s hugely beneficial to enlist the services of a real estate agency to take care of marketing. Marketing is all about drumming up interest in the house or apartment, contacting buyers who are likely to be interested in the property and introducing new clients to your home. Effective marketing strategies should target high-quality leads and pinpoint buyers who are looking for properties that are similar to your house or condo. As well as posting listings and creating professional brochures and online galleries, realtors can also stage events, plan open houses and work through contact lists to identify potential buyers.
Staging your home
When you take photographs for listings or schedule viewings, it’s essential for prospective buyers to see the property in its best light. Staging is designed to highlight the best features and present the property in a way that will be most appealing to potential buyers or investors. Many real estate agencies offer this service, but you could also consider hiring freelancers or doing the job yourself to save money.
Land and garden clearance
Many people fall in love with a property because of the lifestyle it affords and the outdoor space on offer. If you’re selling a house with grounds, it’s worth spending time clearing the land and sprucing up the garden to ensure it looks its best when buyers visit. If you don’t have the time or the expertise to take on clearing, planting, pruning or landscaping, enlist professional help. You can click here to find more information about preparing the land and search for landscaping businesses in your local area online. If your garden is in good shape but it’s lacking the wow factor, add color and interest with plants and containers, potted trees and accessories, such as throws, cushions and lanterns, in the seating area.
Freshening up the decor
You don’t have to embark upon a full-scale interior makeover before you sell your home, but simple tasks, such as freshening up the paintwork, can be beneficial. It’s best to stick to neutral, light shades to maximize space and natural light and to aim to make every room feel spacious, bright and open.
Adding curb appeal
Some buyers will make their minds up before they even set foot in a house. Curb appeal can make all the difference. Painting your front door, adding flowers and plants to porches and driveways, mowing the front lawn and clearing away bikes, bins and outdoor toys is an excellent idea.
The primary aim of investing in real estate is to make money. If you’ve decided that now is the right time to sell, it’s wise to take steps to maximize the chances of a swift sale. Preparing your home can help to save time in the long run and increase your chances of securing a sale at the asking price.
As a business owner, there are many things to think about and a lot of plates to balance. One of the biggest things you will always endeavour to do as a business owner is to save as much money as you can as well as make as much money as possible.
One of the ways you can save more money in the office this year is to be more conscious about the energy use as well as how you power your office building. Today we have some tips you can try this year as a business owner to help you save energy as well as use it more consciously in the office.
Try a secure generator
The first way to improve the way you power your office is to use a generator that is protected by good quality industrial electrical enclosures. It is so important that you have a backup source of energy should you have a blackout and this is something that can help you when you are working in an office where lots of things are always happening.
Install solar panels
Saving energy is about being good to the planet and considering how you can be more conscious of your surroundings. As a business owner, installing solar panels above your building is a good way to rescue your energy bills each month as well as to have a better impact on the environment as you work every day. Make sure that you consider installing solar panels this year and if you inform the government you may even be paid for doing this.
Invest in LED lights
Halogen lights are a thing of the past, and they use a lot more energy as well as give off lower light than LEDs. Consider, instead of investing in new lighting for the office of the same style instead investing in new LED spotlights all over the office which will be brighter as well as more energy-efficient.
Try motion-sensing lighting
Motion sensor lighting is one of the best tools you can bring to an office space if you want to save money on energy. Think about how many workspaces, meeting rooms, kitchens, bathrooms, and corridors you have over the office, and now consider how many people will use them throughout the day. It is safe to say that during the middle of the day significantly fewer people will be using the corridors and this means that the lights don’t always need to be powered on. Keep them on motion sensors and this means energy is only used when people are around.
Print less
Now is the best decision you will ever make – limiting printing. It is a sad fact that the older generation in your workplace think they have to print out every single document, email, and correspondence they ever have but this is not at all the case. Instead of printing everything and anything, limit people either by pages or documents each month and this will reduce energy and ink usage.
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I’m Lena Benjamin—global growth strategist and author of NIFTY, expanding into sustainable fashion and film. With 25+ years of experience in over 30 cities, I advise on UK buy-refurb-sell property ventures and have worked with startups, corporates, and SMEs. From Amazon interest to FT recognition—let’s unlock your next move.
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